EsyMoney puts its every user’s privacy at top priority. This information – the Privacy Policy of EsyMoney – states the ways we gather your information, what we do with it, with whom we share it, and how we protect it.
Our company name is EsyMoney Service and the brand name/domain we use is EsyMoney.co
EsyMoney gathers your personal details and information from various sources and mediums that include:
Details and information you share through applications or forms that include your name, address, marital status, employment, assets, and income. We also collect information regarding your accounts, holdings, transactions from you or others, like account custodians, brokers, or any other financial services organizations, banks, etc.
EsyMoney is completely dedicated to ascertaining the safety of our users to prevent them from any possible privacy challenge. Our privacy policies apply to all users across the globe. This policy applies to any information, of any kind, relating to EsyMoney global business activities, and to all information held by EsyMoney by other companies with which it operates. These privacy policies also cover all IT (Information Technology) and information communications facilities functioning and operated by EsyMoney or on its behalf.
This Privacy Policy applies to EsyMoney SERVICE, a company incorporated under the laws of India and has its registered office on the 28th, 4th Floor Vardhman Market Premises Co-Operative Society,Sector 17, Vashi, Navi Mumbai, Maharashtra 400703 and all its affiliates. Email, Internet, telephone and mobile IT devices are all included in these privacy policies. All EsyMoney users, Clients, employees, contractors, and agents (later referred to as "individuals") are subject to this policy.
The courts and tribunals of Surat, Gujarat only, have full jurisdiction over any claim, act, or other matter arising out of or in connection with the Loan Documents, subject to the decision. This provision does not limit the Lender's right to bring any legal proceedings or procedures relating to Loans or Loan documents to any other court, tribunal, or another competent court, jurisdiction – and the Borrower and/or the Guarantor acknowledge this.
We do not share or sell information of current or previous clients with anyone else (third parties). We may need to share your personal information to:
Carry out, administer, effect, or enforce a transaction that has been requested and authorized by you.
Process a financial product or service that you have requested or authorised; or
Maintain or service your account, whether it's with us or with someone else.
We may also share personal information with organisations or firms that provide consulting, technology, or other services for us and agree to keep it confidential; others, such as attorneys, trustees, family members, or others who are authorised to represent you, your estate, or a joint or co-owner of your account; regulatory agencies; or as we are otherwise permitted by law or its process.
We only give our staff and permitted third-parties access to your personal information if they require it to deliver products or services for us or to supply, handle, or maintain any security, account, or investment product, service, or programme for you or your benefit. We have implemented administrative, technical, and physical security systems that comply with Indian laws to secure your personal information from unauthorised access and use. Computer safeguards, as well as guarded files and buildings, are among these methods.
We can do the following with your information:
We may use the personal information you share with us or that we collect for the following purposes:
Carrying out the functions and activities of our business;
Recovering the money you owe us, including taking legal action if necessary;
Enforcing our rights and upholding our commitments under any agreement we may have with you;
Exercising our rights and executing our obligations in order to comply with all applicable laws, including those relating to money laundering, terrorist funding, bribery, corruption, tax evasion, fraud, and other similar offences, as well as to manage any economic and trade sanction risks;
For general monitoring and administering services that are given to you (or other related entity); and
To give you information or details of our other services, or the services of the selected third parties that we think might interest you – through posts, telephone or electronic messages. You can stop receiving such information by conveying us in writing.
We are never indulged in selling, trading, or transferring your personal information to random third parties. These do not include our trusted third parties who assist us with our website operations and functions, conduct our business, or help in serving you – as long as these third parties agree to ensure information confidentiality. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect our or others’ rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
EsyMoney reserves the right to change this Privacy Policy at any moment based on our own independent judgement and understanding. If the changes are significant, the Company will make every effort to notify its customers and post notices prominently (including, for certain services, email notification of Privacy Policy changes). It is important to note that it is the obligation of the Clients to read the Policy as revised from time to time.